Gift of Securities

Gifts of Securities

If you hold appreciated investments, donating them directly to Arthritis Research Canada is one of the smartest giving options available. When you sell appreciated securities, you pay capital gains tax on the profit. When you donate them, that tax disappears, and the full value goes directly to research that improves lives for people living with arthritis.

Retirement Funds

Retirement funds are among the most heavily taxed assets your estate can pass on. In many cases, nearly half is lost to taxation. A planned charitable gift can eliminate most or all of that tax and direct your savings toward research that matters.

Through careful planning, most or all of the final income tax on a retirement plan can be eliminated by making a charitable gift of all or a portion of the plan.

Leaving your RRSP or RRIF to Arthritis Research Canada is straightforward:

1. Ask your financial institution for a Beneficiary Selection Form and designate The Arthritis Research Centre Society of Canada / Arthrite-recherche Canada on the form.
2. Designate your estate as the beneficiary and leave a gift in your Will equal to the value of all or part of your retirement funds.

Either way, your estate will receive a charitable tax receipt for the value of the donation.

Charitable Remainder Trusts

Charitable remainder trusts (CRTs) are specially designed to let donors make a gift of an asset — such as an investment portfolio — while continuing to receive the investment income for their lifetime. The donated assets are held in trust for the future ultimate capital beneficiary, Arthritis Research Canada.

Real Estate

Donating a principal residence, investment property, or farm property generates an immediate tax receipt at the appraised fair market value. It is one of the most significant gifts you can make during your lifetime, and it has no impact on your cash reserves.